If you have recently suffered an injury or illness on the job, the extent of a workplace injury can be much more significant than you may realize. In addition to the emotional strain and frustration of being injured, there can be substantial expenses related to the treatment of an injury or illness. In many cases, workers are not equipped to handle these unexpected expenses on their own. Luckily, they don’t have to.
Workers’ compensation benefits can provide critical support to at least partially cover the expenses related to a workplace injury, including the cost of medical care.
In Ohio, workers can receive compensation to cover a number of different expenses related to their care. Generally speaking, the following expenses can qualify for workers’ compensation coverage:
- Medical tests
- Surgical procedures
- Hospital stays
- Rehabilitation or physical therapy
- Required medical devices or equipment
Expenses that are eligible for coverage depend on several factors, including whether a particular operation or course of treatment is experimental and whether the care is directly related to the injury suffered on the job.
In some cases, insurance companies, doctors and injured workers don’t see eye-to-eye when it comes what is and is not appropriate care and, therefore, eligible for coverage so there can be some questions and complications that arise. There can be disputes regarding the doctor that a worker wants to go to, the proposed course of treatment that is needed and whether a condition is considered disabling or not.
In the event that there is a problem with the coverage of your medical expenses or care, you don’t have to deal with these complications alone. You can work with an attorney to ensure you are receiving the benefits you deserve and resolve any potential issues that may arise.
Source: FindLaw.com, “Workers’ Comp Benefits Explained,” accessed on April 27, 2015