Everyone understands that an employer’s eyes are always on the bottom line. That’s why a publication called Business Insurance focuses on the bottom line of various types of insurances that Columbus businesses need, including workers’ compensation insurance.
One of the ways employers can keep their profits healthy is to encourage employees to promptly report all workplace injuries, the publication says in a recent issue. When businesses punish workers who are late reporting injuries, the punitive policy has an unintended consequence: it actually causes more workers to delay injury reports — for fear of being punished. As it turns out, those delays cost both the employer and the employee.
When workplace injury reports are delayed, it means medical treatment is delayed as well, which can allow injuries to worsen. That can mean more pain for the injured worker and a longer recuperation time. Longer recuperation time and possibly complicating medical factors due to the delay will inevitably hurt the employer’s wallet.
The best policy, the publication says, is to encourage employees to promptly report injuries and to stop punishing workers who are for whatever reason late with injury reports.
“You don’t want injured workers to feel like they somehow have to hide if an injury occurred because they for some reason missed this mandatory reporting period,” a claims management executive said.
Medical costs can soar when treatment is not started immediately: up to 51 percent when the injury report (and injury treatment) is delayed two weeks, according to a recent study.
As we noted at the top, employers and insurers love their bottom lines. That can sometimes mean they will attempt to deny legitimate workers’ comp claims simply because the claim will be expensive. If you are denied a claim to the benefits you need and deserve, speak with an Ohio attorney experienced in effectively, efficiently representing clients in workers’ compensation appeals.