Workers’ compensation benefits are valuable benefits for injured workers and their families which is why it is important for workers to understand all of the different workers’ compensation benefits that may be available to them. Workers’ compensation benefits may be available following a workplace accident causing injury, in circumstances of a workplace illness or may be available to surviving family members following a fatal workplace accident.
There are a variety of different types of workers’ compensation benefits that may be available including weekly money or a settlement so it is worthwhile to be familiar with the different types of benefits. Different types of weekly benefits injured workers may be entitled to include temporary total disability benefits when the injured worker is unable to perform their job; permanent total disability benefits if the injured workers is unable to work at all; wage loss compensation if the injured worker is forced by their injuries to return to a lower paying job or to search for a job they can perform with their newfound physical limitations as a result of the injury; or living maintenance while the injured working is participating in rehabilitation.
Additionally, if a worker is killed in a fatal workplace accident, their surviving family members may be able to recover death benefits through workers’ compensation. Workers’ compensation benefits are an important protection and safe guard for injured workers and their families and it is important to be familiar with how to maximize benefits.
A workplace injury or fatal workplace accident can leave workers and their family in a vulnerable position. Because of this, workers’ compensation benefits stand a resource for workers and their families to help protect them during a vulnerable time and are a benefit it helps to be familiar with.