When a workplace accident has taken place, it is important for injured workers to know what to do. Workers involved in an industrial worker accident or other type of workplace accident in Ohio may have many questions but should know how to respond before and after a workplace accident.
To begin with, it is important to know what type of workers’ compensation your employer has and if they are self-insured or insured through the state fund. It is important to know how the employer is insured because it impacts if the employer will pay workers’ compensation benefits directly to the employee or if the benefits will be paid through the state. It is also important to know the managed care organization if applicable to you.
Once an application for benefits has been made, it will be evaluated. If it is denied, the worker has 14 days to appeal the decision. If the application for benefits is approved, the injured worker will receive benefits for medical care and if they are unable to work for eight days, will receive benefits for a percentage of their lost wages. Following a workplace injury, it is important for the injured worker to seek the medical care they need and to inform their employer of the injury so the employer can file a workers’ compensation claim.
There are a variety of steps that injured workers need to take following a workplace injury and are also important time limits associated with some steps in the process. As a result, it is essential for injured workers to be familiar with the workers’ compensation process and how to seek the benefits they need following a workplace accident.