In Ohio, the workers’ compensation process can help injured workers with the costs they face following a workplace injury or workplace illness. Workers’ compensation insurance is insurance purchased by employers that covers employees, regardless of fault, who are injured at work in a workplace accident.
While it is important to keep in mind that though workers’ compensation benefits provide important protections, it is also important to be aware that in some instances using the workers’ compensation process can preclude an injured worker from filing a claim for damages against an employer. Claims for damages against third parties, however, may still be possible depending on the circumstances.
Workers’ compensation benefits may be available to help injured workers with concerns ranging from carpal tunnel syndrome to an illness related to exposure to a toxic substance at work to some other type of injury. Workers in Ohio may be able to recover compensation for medical care, wage loss, temporary total disability, permanent partial disability or permanent total disability benefits. In addition, family members of a loved one killed in a workplace accident or from a workplace illness may be able to recover death benefits through the workers’ compensation process.
Because there are time limits associated with applying for workers’ compensation benefits and appealing a denial of benefits, it is important for injured workers and their families to be familiar with the workers’ compensation process. It is also important for them to understand how they are protected by workers’ compensation and their rights to workers’ compensation benefits.