If your claim for workers’ compensation benefits is denied, it is important to know how to mobilize to ensure you are able to obtain he benefits you need. Workers who have a denied workers’ compensation claim still have options to consider.
Workers’ compensation benefits are a type of insurance coverage provided by employers in most circumstances. If the denial was not based on failure to meet a specific eligibility requirement, it may be possible to challenge the denial. Reasons that a claim for workers’ compensation benefits may be denied can include the injury was not reported in time; the claim was not filed on time; the employer disputes the claim; the injury is not considered compensable; no medical treatment was required; or there is insufficient evidence that the injury was work related.
Many injured workers and their families rely on the security that workers’ compensation benefits can provide. They may receive benefits for medical expenses, lost wages and other benefits as well such as vocational rehabilitation or death benefits in circumstances of a fatal workplace accident. Whatever the circumstances, knowing how to appeal a denied workers’ compensation claim is important. Because the rules of filing and appealing a claim may vary by state, injured workers should be familiar with the options in their state.
The workers’ compensation process may seem challenging during a difficult time but understanding why claims may be denied, and what you can do, can be helpful for injured workers and their families pursuing workers’ compensation benefits. Workers’ compensation benefits are vital for many injured workers which is why they should understand how to respond to a denial of benefits.