When a worker has been injured on the job, it can impact many areas of their lives in a negative way. It can have an impact professionally, personally and emotionally. Injured workers may be unable to work to earn a living to support their families when they need it most which can be challenging.
Workers’ compensation benefits are available to help injured workers in that tough spot by helping them with their medical costs and lost wages. It serves as a type of insurance and is an important protection for injured workers to be familiar with and to know how to obtain. A workers’ compensation settlement may also be available in certain circumstances. Workers’ compensation benefits can depend on the situation and circumstances which is why injured workers and their families should know as much about the workers’ compensation process as possible.
Injured workers’ unable to perform their job may be able to obtain temporary total disability benefits; wage loss benefits if they are forced to return to a lower paying job following a workplace accident, injury or illness; living maintenance while they are a part of a rehabilitation or vocational rehabilitation program; or permanent total disability benefits if they are completely unable to work. In addition, surviving family members may be able to recover death benefits in circumstances of a fatal workplace accident.
It is important for injured workers and their families to know how to obtain the full extent of the workers’ compensation benefits available to them. Workers’ compensation benefits are available to help injured workers and their families through the difficult road ahead following a workplace injury or illness.