After a workplace accident, injured workers and their families may wonder what to do. They are likely unexpectedly left facing high medical care costs at the same time they are unable to work to help pay for those costs, as well as their other everyday costs and the needs of themselves and their families. Fortunately, workers’ compensation benefits serve as a resource to help with the care they need and their lost earnings.
Workers’ compensation benefits can help ensure injured workers receive the medical care and treatment they need to recover from the injury they suffered on-the-job, as well as help with the expenses associated with the medical care and treatment they need. Injured workers can also receive help with their lost earnings through a workers’ compensation claim for benefits following a workplace accident or if they are suffering from an occupational illness. Help with vocational rehabilitation or permanent injuries may also be available.
It is important to note that workers’ compensation, with few exceptions, is a no-fault system that protects injured workers who have been harmed on the job. This includes workers injured in industrial worker accidents, construction site accidents, as well as workers who work in an office setting who may suffer a workplace injury. In addition, workers who have, for instance, been exposed to hazardous substances at work and are suffering from an occupational illness as a result are also protected by workers’ compensation.
Because of how valuable workers’ compensation benefits are for injured workers, and how much they can help injured workers and their families, it is important to be familiar with what workers’ compensation benefits can do for injured workers and their families. Understanding where injured workers and their families, who may feel they have lost everything following a workplace accident, can turn when harmed on the job is valuable information to have.