The workers’ compensation process can be critically important to injured workers and their families during an exceptionally challenging period in their lives.
Knowledge of how the workers’ compensation process works can help injured workers when they are applying for the benefits they need after they have been injured on the job or if they are suffering from an occupational illness.
When a worker has been injured on the job, it is important for them to seek whatever medical attention they need. The rules and requirements around which medical care provider the injured worker can see varies so it is helpful for the injured worker to seek that information from their employer. On that note, it is also important for injured workers to notify their employer of their workplace injury as soon as possible. There are timelines associated with how long the injured worker has to notify an employer so they will also want to be familiar with those timelines and deadlines.
There is a variety of basic information that the injured worker should expect to provide as part of their workers’ compensation claim. Injured workers should provide the type of injury they suffered and what part of their body was affected; the date, time and location of the injury suffered; the parties involved in the workplace accident; how the workplace accident took place; and the nature of the medical care and treatment the injured worker has received. Workers’ compensation is generally a no-fault coverage for workers injured on the job but there are some exceptions.
In addition to the process of reporting and injury and seeking medical attention for that injury, after the injured worker has made their claim, if it has been denied, there are additional options to appeal a denial of a claim. Injured workers should be familiar with the workers’ compensation claims process from start to finish so they can get the help they need with the workplace injuries they are facing.