College can often be a memorable time in a person’s life. It can give them a chance to find their passion, make lifelong friends and learn more about the world around them. But at the same time, college can also come with uncertainties about the future, high academic expectations and feelings of isolation.
That’s especially the case for students who are paying their way through school. If these students face severe physical or mental impairments, they may not have the same financial support that other students do.
Luckily, some could get assistance through the Social Security Administration (SSA).
Are college students eligible for SSDI?
Being a student could still hurt an applicant’s chances, but it typically depends on the circumstances. That’s because Social Security Disability Insurance (SSDI) is usually for those with long work histories.
At the same time, people of all ages can qualify for SSDI. But to get it, students must already have years of working behind them and pay taxes into the Social Security system. On top of that, their medical qualifications must also meet the SSA’s disability standards.
What the SSA may look at when determining eligibility
One of the SSA’s primary disability qualifications is how a person’s physical or mental condition impacts their ability to work and perform duties in other aspects of their lives. For students, this includes both work and academics. The administration may determine an applicant’s eligibility based on:
- How a person’s condition impacts their ability to go to class.
- How a person’s condition impacts their ability to complete assignments.
- How a person’s condition impacts their ability to study and take tests.
- How a person’s condition impacts their ability to perform their job.
The application process can still come with challenges
Even if a student’s disability claim gets approved, it can take more than a year for these claims to get fully processed. However, getting on SSDI for financial support during college isn’t impossible. Luckily, students can get the help they need through a trusted and compassionate legal partner.